Property investors in Wallonia: Make your funding applications more credible

For an investor in Wallonia, the success of a project rests on two pillars: a fair purchase valuation and securing the best possible financing. Walloon banks are becoming increasingly demanding when it comes to the quality of collateral.

 

Aestim connects you with accredited experts who produce comprehensive valuation reports, which are essential for reassuring credit committees. We transform your vision as an investor into a robust technical dossier, recognised by all Belgian financial institutions, through feasibility studies, budget analyses and projected valuations that take into account the constraints of the current market.

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Financial valuation

A rigorous assessment based on recognised (EVS 2025) and transparent methodologies.

Certified expertise

Comprehensive reports that comply with the most stringent European standards.

Secure financing

Reliable data to strengthen your application and facilitate the credit decision.

An analysis of market value and yields for your assets in Wallonia

Whether you’re looking at an investment property in Liège, a property development project in Namur or a commercial asset in Hainaut, our experts analyse the true potential of your investment (best use value). In addition to the market value, our certified reports (RICS, TEGoVA) take into account the specific characteristics of the Walloon rental market.

Delivered within 3 working days, this document will be your greatest asset when negotiating your interest rates and loan-to-value ratios with partners such as BNP Paribas Fortis, ING or Belfius.

Our promise is simple: to put you in touch
with your nearest professional to obtain an
valuation report that is accredited, recognised, impartial and
thorough in record time and at an unbeatable price.

Valuation, investment and credit in Wallonia

1How does an Aestim valuation help me get my loan approved?
 Banks require a valuation to determine the loan-to-value ratio. An Aestim report, drawn up by an expert approved by the Walloon banks, confirms the value of the property being used as security. This reduces the lender’s uncertainty, speeds up the credit committee’s decision and may help secure better interest rates.
2Do your experts assess the rental profitability of projects?
Yes, our Walloon experts include an analysis of the local rental market in their reports. They determine the estimated and market-based rental value, thereby enabling the investor and their bank to assess the project’s cash flow on the basis of objective and up-to-date market data.
3Does the report apply to all types of property in Wallonia?
Absolutely. Our network in Wallonia covers residential properties (houses, flats), investment properties, commercial premises, warehouses, semi-industrial premises and building plots. Every valuation report complies with the strictest valuation standards and norms, ensuring its validity with banks, notaries and company auditors.
4How long will it take to obtain the expert opinion required for my case?
Timing is crucial when making an offer to purchase subject to conditions precedent. Once our local expert in Wallonia has inspected the property, a detailed valuation report will be sent to you within three working days. This prompt service enables you to meet your bank’s deadlines and secure your purchase quickly.
5Why should an investor choose Aestim over a simple valuation?
An estate agent’s valuation has no legal standing with a bank. Aestim valuations are carried out by independent professionals who are RICS or TEGoVA certified. This ensures impartiality, protecting your investment by confirming that you are not overpaying for the property, whilst providing a reliable mortgage guarantee.