Insurers and Brokers in Wallonia: Ensure your risk cover is reliable

The accuracy of a home or commercial insurance policy depends on a rigorous valuation of the property. In Wallonia, the specific characteristics of the buildings require a detailed analysis to avoid the risk of underinsurance.


Aestim provides insurers and brokers with a network of approved experts capable of accurately determining the replacement value, thereby ensuring fair premiums and optimal protection for policyholders.

Request our expertise

replacement value

A thorough assessment to ensure that the level of insurance cover is appropriate.

Walloon expertise

In-depth analysis of the built environment, heritage and the specific characteristics of the Walloon market

Optimised cover

A solid contractual basis to provide long-term protection for policyholders and ensure reliable cover.

Certified replacement value and reconstruction cost calculations

In light of rising material costs in Wallonia, an updated valuation is essential for calculating the insured sums. Our experts (ABEX and CIBEX-accredited) analyse the structure, finishes and technical installations to produce a detailed report.

Delivered within three working days, this official valuation is a key component of your insurance application or claim files, removing any ambiguity regarding the true value of your property assets.

Our promise is simple: to put you in touch
with your nearest professional to obtain an
valuation report that is accredited, recognised, impartial and
thorough, in record time and at an unbeatable price.

Property valuations for insurance purposes in Wallonia

1Why commission a ‘as-new’ valuation through Aestim?
 The replacement value determines the actual cost of rebuilding the property to its original condition on the date of the claim. Aestim commissions Walloon experts who have a thorough understanding of regional construction costs. This report makes it possible to avoid the proportional rule and ensures that the sum insured covers the full extent of any potential damage.
2How do you calculate the replacement value?
Our experts analyse the surface area, volume, quality of materials and specialised techniques. They use up-to-date cost scales (such as ABEX) to estimate the cost of a complete reconstruction. This technical calculation is essential for listed buildings or complex industrial buildings located in Wallonia.
3Are your reports recognised in the event of a major incident?
Yes, our experts are accredited by the relevant professional bodies (ABEX, RICS) and are frequently called upon to act as court-appointed experts. In the event of a dispute arising from an insurance claim in Wallonia, the Aestim report serves as a sound technical basis for negotiations between insurance companies and policyholders or third parties.
4How long does it take to receive the insurance valuation report?
Promptness is essential when issuing contracts. Once our local Walloon expert has carried out an inspection of the building, a full survey report will be provided, including a photo report and a detailed calculation.
5Can Aestim’s expertise reduce the risk of underinsurance?
This is its primary objective. By providing an objective valuation based on actual market data, Aestim helps Walloon insurers to tailor policies as accurately as possible. This strengthens the relationship with customers and protects the company against valuation discrepancies when settling a claim.