Investing in Brussels: Secure your funding with expert advice

The Brussels property market is competitive, and valuation errors can prove costly. For an investor, having an independent valuation report is essential for validating the purchase price and securing approval from lenders. Aestim brings together leading experts specialising in the 19 municipalities of Brussels.

 

We provide rigorous analyses that meet the strictest banking compliance criteria, thereby safeguarding your leverage and your assets.

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Objective valuation

Recognised, impartial and defensible methods

Certified expertise

Reports compliant with legal requirements

Solid legal arguments

Reliable valuations to support your cases

Certified valuations for investment properties and mixed-use developments in Brussels

In Brussels, urban planning and energy efficiency considerations have a direct impact on property values. Our accredited experts (RICS, SPF, TEGOVA) incorporate these factors into highly accurate valuation reports.

Within three working days, you will receive a comprehensive valuation report including the market value, replacement cost and a yield analysis. This is an essential tool for family offices and private investors wishing to put together a compelling funding proposal in Belgium.

Our promise is simple: to put you in touch
with your nearest professional to obtain an
valuation report that is accredited, recognised, impartial and
thorough, in record time and at an unbeatable price.

 Property Valuation and Financing

1Why is expertise so crucial when investing in Brussels?
The price per square metre in Brussels varies considerably from one property to another and from one neighbourhood to another. An Aestim valuation report safeguards your purchase by confirming the property’s true market value. For banks (ING, BNP, Belfius), this certified report is essential for calculating the loan amount and verifying the soundness of the mortgage security.
2Do your reports include an analysis of planning compliance?
Yes, this is a crucial issue in Brussels. Our experts check the actual situation against the planning permissions. A planning issue can cause a property’s value to fall and prevent you from securing a loan. By identifying these risks, the Aestim report protects you and enables you to anticipate the bank’s requests for regularisation.
3Does the three-day time limit still apply to investment properties?
Absolutely. We understand the urgency felt by investors in Brussels. Following a viewing of your investment property or retail premises, the valuer will finalise the detailed report within three working days. This means you’ll have a document ready to send to your estate agent or bank account manager.
4Are Aestim’s experts recognised by Belgian banks?
Yes, our experts are accredited by Belgium’s leading financial institutions (BNP Paribas Fortis, ING, Belfius, KBC). A report bearing the Aestim label is a guarantee of quality and compliance with Febelfin standards, which greatly facilitates the approval of your loan application by risk committees.
5How does Aestim help to optimise the personal contribution (equity)?
An accurate valuation may sometimes reveal a value higher than the purchase price (if you’ve got a good deal). Some banks base their calculation of the loan-to-value ratio on the valuation rather than the purchase price, which may allow you to reduce the personal contribution required for the project. (Loan-to-value)